We all have gifts and we are accountable for how we use them. Jesus' parable of the talents teaches that those who use their gifts well will have abundance. Those who don't use their wealth well will lose what little they have. They may feel like they are suffering, but Ernest Holmes teaches that suffering is a result of not living according to the laws of the universe. It is a loving indicator that we are out of alignment with the truth of our being. The man in the parable who was foolish with money---who hid his gifts---went straight to making excuses and casting blame. That is not our truth.
We have each been given gifts, and if we don't share them, we all lose. All of life, including money, is a gift from God, and it is ours to share and manage well.